Innovative Blockchain Solutions

    IBS designs, builds, and operates production systems for real businesses: AI agents and voice, on-chain lending and payments, logistics, mortgage, and paid data. Run end to end on infrastructure we own, settled on Base.

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    [ How We Build ]

    One stack across every product.
    Same rails, different verticals.

    Multi-tenant by default

    Per-tenant billing, per-client AI key isolation, intake widgets, voice agent. CORTEX runs every product on the same rails.

    On-chain verifiable

    Loans, escrows, shipment registries, paid data — all settlement and proof on Base. Auditable by anyone, controlled by no one.

    Voice that doesn't fabricate

    Telnyx AI on inbound. xAI Voice (Rex) on outbound and in-app. Real database records or 'I don't have that.' No hallucinated answers.

    x402 payments, native USDC

    Pay-per-call data wraps and autonomous agent payments via the Coinbase CDP facilitator. The same protocol Anthropic referenced in MCP.

    Compliance-conscious by design

    Row-level access, an append-only audit trail, and a code shield that keeps sensitive meaning off any exposed layer. Built for regulated work like healthcare and lending.

    AI and infrastructure we own

    Every layer runs on infrastructure we operate, every AI step on providers we control under BAAs. Your data never feeds a public model, and it stays portable to your own environment.

    [ Products ]

    Live Products.

    Click any one to open and demo it live. Each is a standalone system on the same rails, with real contracts and real users.

    [ How To Buy ]

    Humans buy with a card. Agents buy with a wallet.

    Both are first-class here. Pick the one that describes you.

    For people

    Buy it online, right now

    CORTEX Starter and Professional, and the Scale Founders Circle, are priced on the site and check out on the spot. Card, Apple Pay, Google Pay, Link, Cash App, Klarna or bank transfer. No sales call to get a number out of us.

    • +Prices published, not gated behind a quote
    • +Secure checkout hosted by Stripe
    • +A human calls you within one business day to start the build
    • +Live in about 30 days
    See pricing
    For bigger builds

    Scoped with you

    Enterprise and fully custom work is priced by a person, because every build is different. Autonomous on-chain servicing, smart-contract deployment, white-label domains and dedicated engineering do not fit in a pricing card.

    • +Proof-of-concept or pilot before commitment
    • +Multi-phase rollout plans
    • +Integration with the stack you already run
    • +SLA and dedicated onboarding
    Start a conversation
    For agents

    Pay per call, no account

    Our data products are x402 endpoints. An autonomous agent discovers them, pays in USDC on Base, and gets an on-chain receipt back in the response header. No signup, no API key, no procurement form.

    • +From $0.02 per call, billed per call
    • +Choose your settlement: straight on-chain, or through Stripe
    • +Machine-readable catalogue at /x402.json
    • +On-chain receipt on every paid result, usable as audit evidence
    CorteX402 API

    Everything is settled through Stripe or on Base in USDC. Agent purchases of the paid endpoints carry an on-chain transaction hash you can verify yourself.

    [ Talk To Us ]

    Buy a tenant. License a product.
    Or just say hi.

    Partnership, custom build, press, or just curious. Every email gets a real reply. We answer in hours, not weeks.

    IBSBook your intro call
    [ The People ]

    Who's behind all of this.

    Luis Ocadiz

    Luis Ocadiz

    Founder & CEO

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    Luis Ocadiz

    Luis Ocadiz

    Founder & CEO

    Fifteen years inside the financial system. Loss mitigation at JPMorgan Chase during the 2008 crisis. Military lending at MidCountry Bank. High-volume, high-stakes environments where the margin for error is someone's home or someone's credit.

    That built a standard code never taught me. Since 2021 I've been architecting the alternative: on-chain lending protocols, autonomous AI servicers, and a compliance architecture designed from the ground up for regulated finance. Privacy as default, not as a feature.

    Banks say no. I'm building the system that says yes.

    LinkedIn
    Miguel Loza

    Miguel Loza

    Co-Founder & COO

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    Miguel Loza

    Miguel Loza

    Co-Founder & COO

    We've spent years watching the same thing happen over and over: smart, hardworking people get taken advantage of simply because they didn't have a lawyer, an escrow agent, or the right connections. The financial system wasn't broken for them. It was built that way.

    The shift toward on-chain finance is real. Crypto collateralization. Fractionalized assets. Autonomous settlement. This isn't speculation anymore. This is infrastructure being built right now, and we're building it for the people who were never supposed to have access to it.

    The average person deserves the same protection and efficiency that used to be reserved for the privileged few. That's exactly what we built.

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    Freddy Corona

    Freddy Corona, MBA

    Chief Strategy and Growth

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    Freddy Corona

    Freddy Corona, MBA

    Chief Strategy and Growth

    Eighteen-plus years building and leading high-performing teams, now pointed at one thing: getting IBS technology into the hands of the people and businesses it was built for. He owns strategy, partnerships, and growth across every vertical the platform serves.

    He came up closing in high-pressure rooms where you either deliver or you don't. That same discipline runs the growth engine here. Real relationships, real follow-through, no hype.

    Outside of work he coaches boxing and wrestling at Uprising MMA in Las Vegas, running fight camps at the Olympic and professional championship level. The mindset carries straight over: prepare relentlessly, compete with heart, win as a team.

    LinkedIn